Eamonn Holmes refutes claims that he ‘dug up’ when ‘hurting’ Ruth Langsford during a public appearance: ‘If she continues with that attitude, all the WONDERFUL footage of her with her lover will be released by me!’
During his speech at the TRIC Awards this week, Eamonn made a comment which many took to be a veiled swipe towards Ruth.
Eamonn Holmes and Ruth Langsford
He notably arrived in a wheelchair due to health problems. During his acceptance speech, Eamonn made a remark whilst accepting the award for Best News Broadcast.
In a statement to the Mirror, the spokesperson confirmed: “Eamonn’s comments had nothing to do with anything other than the two pins in his back after his surgeries.”
Eamonn Holmes and Ruth Langsford split
Ruth and Eamonn announced their separation in May. The duo had been married for 14 years and shared a son together.
“I’m not OK. This is not a good time at all,” he shared of his ongoing health issues. Commenting on Ruth, he added: “It’s too early to say but I hope we can still be friends.”
Meanwhile, Ruth has maintained a low profile during this period and decided to temporarily step away from her presenter duties on Loose Women.
Despite the separation, she has been seen still wearing her wedding ring.
And amidst these personal challenges, Ruth was recently seen enjoying a night out with close friend Anton Du Beke.
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Source: USA Today
Understanding Deductibles in Insurance
What is a Deductible?
A deductible is the amount of money a policyholder must pay out-of-pocket before an insurance company begins to cover the remaining costs. Deductibles are a fundamental component of most insurance policies, including health, auto, home, and business insurance.
How Do Deductibles Work?
When you file a claim, you are responsible for paying the deductible amount. Only after this amount is paid will the insurance company pay for the covered expenses exceeding the deductible. For example, if you have a $1,000 deductible on your car insurance and incur $3,000 in damages from an accident, you would pay the first $1,000, and the insurance company would cover the remaining $2,000.
Types of Deductibles
- Fixed Dollar Deductible
- Percentage Deductible
- Per-Claim vs. Annual Deductible
- Per-Claim Deductible: You pay the deductible every time you file a claim.
Annual Deductible: Common in health insurance, this deductible resets each year. You pay out-of-pocket until your total expenses reach the deductible amount for the year.
Why Do Deductibles Exist?
- Cost Control
- Reduced Claims Frequency
- Shared Responsibility
Choosing the Right Deductible
When selecting an insurance policy, choosing the right deductible is crucial. Here are some considerations:
- Financial Ability
- Risk Tolerance
- Frequency of Claims
Impact on Premiums
The relationship between deductibles and premiums is inverse. Generally, the higher the deductible, the lower the premium, and vice versa. This trade-off allows policyholders to customize their insurance based on their financial situation and risk appetite.
Conclusion
Deductibles are a key feature of insurance policies that influence both the cost of premiums and the financial burden on policyholders when filing claims. Understanding how deductibles work and carefully selecting an appropriate deductible can help balance cost savings with financial protection, ensuring optimal insurance coverage tailored to individual needs and circumstances.
