EXCLUSIVE: Eamonn Holmes Says ‘I’m on Borrowed Time and Not Okay’ as He Reaches Out to Ruth Langsford and Learns She Is Using CRUEL Methods to Harm His Unborn Child with Katie
Eamonn Holmes has opened up for the first time about his divorce from Ruth Langsford, admitting: “I’m not OK. This is not a good time at all.”
Reflecting on the end of the couple’s 14-year marriage, Eamonn added: “It’s too early to say but I hope we can still be friends.”
Struggling with chronic back pain which saw him require a high-tech wheelchair at the ceremony,
Speaking prior to the ceremony, he has previously said he found his back pain deliberating. “I get very resentful that I’m not the way I used to be but I get on with it,” he said. “I work hard at trying to walk. It’s very hard to get through a normal day but I have help from people around me.”
He had previously praised Ruth for her constant support. Last month, they said in a statement: Ruth Langsford and Eamonn Holmes have confirmed their marriage is over and they are in the process of divorcing.” Eamonn previously said: “We’d just like to thank people for your support for Ruth and I over the last few days as to the news of our separation. Your support for both of us is very much appreciated.”
Christine McGuinness could be seen holding Eamonn’s hand at the award ceremony with an arm placed around his shoulder as they smiled at the camera. Eamonn donned a black suit, white shirt and blue tie. He also took to his Instagram to confirm his attendance at the event by posting a snap from inside the lavish venue. He quietly snuck into the venue where he sat waiting for his food to be served. “Whatever the results, a nice lunch awaits #Tricawards,” he wrote alongside the snap from his table.
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Source: Los Angeles Times
Understanding Deductibles in Insurance
What is a Deductible?
A deductible is the amount of money a policyholder must pay out-of-pocket before an insurance company begins to cover the remaining costs. Deductibles are a fundamental component of most insurance policies, including health, auto, home, and business insurance.
How Do Deductibles Work?
When you file a claim, you are responsible for paying the deductible amount. Only after this amount is paid will the insurance company pay for the covered expenses exceeding the deductible. For example, if you have a $1,000 deductible on your car insurance and incur $3,000 in damages from an accident, you would pay the first $1,000, and the insurance company would cover the remaining $2,000.
Types of Deductibles
- Fixed Dollar Deductible
- Percentage Deductible
- Per-Claim vs. Annual Deductible
- Per-Claim Deductible: You pay the deductible every time you file a claim.
Annual Deductible: Common in health insurance, this deductible resets each year. You pay out-of-pocket until your total expenses reach the deductible amount for the year.
Why Do Deductibles Exist?
- Cost Control
- Reduced Claims Frequency
- Shared Responsibility
Choosing the Right Deductible
When selecting an insurance policy, choosing the right deductible is crucial. Here are some considerations:
- Financial Ability
- Risk Tolerance
- Frequency of Claims
Impact on Premiums
The relationship between deductibles and premiums is inverse. Generally, the higher the deductible, the lower the premium, and vice versa. This trade-off allows policyholders to customize their insurance based on their financial situation and risk appetite.
Conclusion
Deductibles are a key feature of insurance policies that influence both the cost of premiums and the financial burden on policyholders when filing claims. Understanding how deductibles work and carefully selecting an appropriate deductible can help balance cost savings with financial protection, ensuring optimal insurance coverage tailored to individual needs and circumstances.
