SAD NEWS: Eamonn Holmes reveals he’s nearly ‘lost sleep and appetite’ after splitting from Ruth Langsford due to lingering traumas from their marriage: ‘Everything HORRIBLE that Ruth did to me still haunts me every night’ (video)
Eamonn Holmes has reportedly been struggling to adapt to his new life following the breakdown of his marriage, according to his pal.
He is now believed to be living in a “small flat near a roundabout” from which he is chauffeured to.
And from the GB News studios in Paddington, West London due to his ongoing mobility issues.
“Now, he is alone in a flat living a pretty solitary existence. His marriage ending after such a long time has been something he has found difficult to accept.”
It comes just after Eamonn returned to the spotlight following news of his split with Ruth. Eamonn made his first public appearance at the annual TRIC Awards but denied claims he’d made a dig at Ruth during his speech on stage.
On Tuesday, Eamonn took to the stage to accept the accolade and said: “Thank you very much for this award. We were up against world class programmes and that makes it a little bit more special. Sometimes we all think about imposter syndrome.”
According to reports, Ruth was said to have been left “hurt” by Eamonn’s words – although it was said the broadcaster’s “comments had nothing to do with her.” A spokesperson for Eamonn told The Mirror: “Eamonn’s comments had nothing to do with anything other than the two pins in his back after his surgeries.”
During the star-studded bash, Eamonn spoke candidly about his recent split and admitted to struggling with the breakup. He admitted: “I’m not OK. This is not a good time at all,” and confessed: “It’s too early to say but I hope we can still be friends.”
Meanwhile, Eamonn has been seeing relationship counsellor Katie Alexander, 42, as he deals with the tough situation in his life, with the pair seemingly growing close. A source told The Mirror that Eamonn’s new friend is in it for the long haul. The source close to Katie said: “She is helping Eamonn through the tough times but doesn’t want to be seen as a marriage wrecker.”
“The friendship has grown in recent months but Eamonn’s marriage has been over for some time. She wants to help Eamonn with his situation and their friendship has grown over a period of time. She feels she will be close to him for a long period and is in this for the long haul.”
Source: USA Today
Understanding Deductibles in Insurance
What is a Deductible?
A deductible is the amount of money a policyholder must pay out-of-pocket before an insurance company begins to cover the remaining costs. Deductibles are a fundamental component of most insurance policies, including health, auto, home, and business insurance.
How Do Deductibles Work?
When you file a claim, you are responsible for paying the deductible amount. Only after this amount is paid will the insurance company pay for the covered expenses exceeding the deductible. For example, if you have a $1,000 deductible on your car insurance and incur $3,000 in damages from an accident, you would pay the first $1,000, and the insurance company would cover the remaining $2,000.
Types of Deductibles
- Fixed Dollar Deductible
- Percentage Deductible
- Per-Claim vs. Annual Deductible
- Per-Claim Deductible: You pay the deductible every time you file a claim.
Annual Deductible: Common in health insurance, this deductible resets each year. You pay out-of-pocket until your total expenses reach the deductible amount for the year.
Why Do Deductibles Exist?
- Cost Control
- Reduced Claims Frequency
- Shared Responsibility
Choosing the Right Deductible
When selecting an insurance policy, choosing the right deductible is crucial. Here are some considerations:
- Financial Ability
- Risk Tolerance
- Frequency of Claims
Impact on Premiums
The relationship between deductibles and premiums is inverse. Generally, the higher the deductible, the lower the premium, and vice versa. This trade-off allows policyholders to customize their insurance based on their financial situation and risk appetite.
Conclusion
Deductibles are a key feature of insurance policies that influence both the cost of premiums and the financial burden on policyholders when filing claims. Understanding how deductibles work and carefully selecting an appropriate deductible can help balance cost savings with financial protection, ensuring optimal insurance coverage tailored to individual needs and circumstances.
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Source: CNN